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Rates

Money Market/Certificate of Deposit Rates

Term Annual % Yield* (APY) Interest Rate
Money Market 0.60% 0.5982%
3 Months 4.50% 4.402%
6 Months

4.40%

4.307%
12 Months 4.25% 4.163%
18 Months 3.00% 2.956%
24 Months 3.00%
2.956%
36 Months 3.00%  2.956%
48 Months 3.00% 2.956%
60 Months 3.00% 2.956%
*Annual Percentage Yield. Rates are subject to change. Minimum balance of $1,500 is required to earn the posted APY. Substantial early withdrawal penalties apply. Compounded Daily. Business CD requires a qualifying business checking account.

IRA Certificates

Term Annual % Yield* (APY) Interest Rate
Variable As per CD rates As per CD rates
12 Months As per CD rates As per CD rates

*Annual Percentage Yield. Rates are subject to change. Penalty for early withdrawal prior to 59 1/2 years of age. Compounded Daily. Business CD requires a qualifying business checking account.

Savings

Savings Interest Rate APY*
Statement Savings 0.60% 0.5982%

*Annual Percentage Yield. Rates are subject to change. Minimum balance of $500 in Savings Account is required to earn posted APY. Minimum balance of $1,500 in Money Market Account is required to earn posted APY. Fees may reduce earnings. CD Compounded Daily. Savings Compounded Daily.

The annual Percentage Yield (APY) shown is effective as of January 12, 2024 and is available at an HAB Branch only.

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